Business · 20 Oct
క్రెడిట్ కార్డును వాడకుండా పక్కన పెట్టేస్తే CIBIL దెబ్బతింటుందా? మీకు ఈ విషయాలు తెలుసా?
AI summaryThe article explains that leaving credit cards unused for long periods can negatively impact one's CIBIL score. It details how banks may automatically close dormant cards and how this affects the credit utilization ratio and the length of the credit history. Finally, it advises users on how to maintain their credit scores by either closing cards with high annual fees or keeping them active through small, regular transactions.
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