Business · 14 Nov
UPI ఛార్జీలపై సందేహాలు.. రీఫండ్స్, ఫెయిల్డ్ ట్రాన్సాక్షన్ల భారం కస్టమర్లదా? వ్యాపారులదా?
AI summaryNPCI has decided to implement a 0.4% Merchant Discount Rate (MDR) on UPI transactions above ₹2,000, capped at ₹300 for transactions above ₹75,000. Experts clarify that customers will receive full refunds without deductions, but merchants may not recover MDR charges on refunds or failed transactions, and the government has yet to provide full clarity on these rules.
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